We don’t expect clients to come easily to a decision about bankruptcy. To find out about your rights and your options, contact our office today to schedule a confidential consultation with our bankruptcy lawyers. You will be asked to complete a questionnaire prior to the appointment. You may download the questionnaire here. We do offer payment plans, but all chapter 7 fees must be paid prior to filing. If a friend or family member co-signs and gives two means of payment, you may be able to file your chapter 7 by simply paying the costs up front. With the exception of Northern Virginia, we collect only our filing costs upfront in most chapter 13 filings. After your bankruptcy filing, we place you in a series of classes, which we pay for, known as “7 Steps to 720,” so that you may obtain a good credit score a year after your filing. Freedom is only a call away, so let’s get started.